Cover facilities are available for transactions with private buyers.
Smaller transactions with private buyers may be covered on a case-by-case basis.
As a rule, bank security is required. This requirement may only be waived if the buyer is an affiliated company or if the buyer belongs to an international group the creditworthiness of which is beyond doubt or if sufficient information material on the debtor is available which, subject to the application of strict criteria, justifies the granting of cover without collateral.
The assessment of a bank for acceptance as a guarantor or borrower is carried out case by case on the basis of informative documents and taking into account the risk involved.