Entrepreneur of a small and medium-sized company

Solutions for small and
medium-sized enterprises

We support small and medium-sized enterprises in insuring export risks.

The fastest way to an export credit guarantee from the German federal government 

Get a free preliminary indication of the eligibility of your export transaction for cover here - all we need is your export country and the potential buyer of your goods. You will receive an initial indication within 24 hours as to whether your transaction can be covered by us.

Foreign business – yes, but on a safe basis.

How can a small or medium-sized enterprise transact international business in difficult markets without risking bad debt losses?

Is your foreign customer not only looking for superior technology and the best price but also for a financing arrangement?

Hermes Cover helps your small or medium-sized enterprise to protect itself from the risks involved in an export transaction and to put together a competitive overall package. Thus you gain a strong starting position for your foreign business. We will support your short-term trade transactions but also transactions on longer credit terms or your supplies as subcontractor for large-scale projects, in which you are involved as small or medium-sized enterprise. And all this irrespective of the transaction size.

The specific advantages of Hermes Cover for you as small or medium-sized enterprise at a glance.

They enable:

  • Makes it possible to open up difficult markets
  • Secures the market position in the respective buyer country even if the risk situation changes
  • Offers protection against non-payment
  • Makes export financing easier
  • Helps to create a level playing field in international competition
  • Preserves jobs in Germany

Therefore, the Federal Government offers a large variety of different forms of cover – developed in particular for small and medium-sized enterprises – so that they can benefit from these advantages.

securing your business along the entire value chain

The Federal Government offers a wide variety of different forms of cover for companies’ specific requirements – depending, for example, on the type of goods, the frequency of the business and the payment periods required – securing your business along the entire value chain from production to delivery and payment of the final instalment.

We cover short-term trading transactions as well as contracts involving longer payment terms or the deliveries of components that you as a small or medium-sized company make for large projects. And this is independent of the transaction size.

Employees walk between containers in the port

Country information

Find out about the cover policy of more than 200 countries.
In the drop-down list or the overview map you will find the 
respective conditions for your export country.

Is my export transaction eligible for cover?

Exporters can already inquire about cover with the Federal Government prior to submitting a formal application. This non-binding inquiry is made online and free of charge.

Man and woman discussing a graphic on a tablet

Markter closing program for small and medium enterprises

A programme of the Federal Ministry for Economic Affairs and Climate Action for SME to support their way in new markets. In the event formats for German exporters, interested companies can find out about target markets and sectors, make contacts or present their own products and solutions.

Do you have any questions about cover?

Our regional company consultants will explain all questions regarding Federal Export Credit Guarantees to you free of charge and without obligation in a personal meeting – online or at your premise. Together we will find the right solution for your business structure.


Your contacts

Please do not hesitate to contact us.
Customer Support
Do you have any questions about export finance? We will support you.
SME Business Consulting
We advise small and medium-sized companies on federal guarantees.

Your contacts

Please do not hesitate to contact us.
Customer Support
Do you have any questions about export finance? We will support you.
N. N.
International Business Development | Financing expert, Türkiye German ECA Desk