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What challenges do you face?

I would like to ease the pressure on my bank overdraft facility.
Let us take on some of your bank’s risk. That way you will receive sufficient credit to implement your plans.

My customer needs finance for the products I supply.
Gain a competitive edge: Let us cover the bank’s risk exposure so that your customer can borrow money to buy your products.

I want to protect myself from economic and political risks.
Let us shoulder the bulk of the risk. If your customer doesn’t pay you, we will.

We are a small company – are export credit guarantees a viable option us at all?
Yes, most definitely. The vast majority of our customers are small and medium-sized enterprises, which we support with customised solutions.

I export products that reduce carbon emissions in the buyer’s country. Am I eligible for better conditions?
With the Climate Strategy for Foreign Trade, we provide you with targeted support for exports of particularly sustainable technologies.

I would like to know whether my export business is eligible for cover under an export credit guarantee.
Regardless of the size of the transaction, we will support you with your short-term commercial transactions, transactions on longer payment terms or your deliveries of components for major projects.

My customer is having payment difficulties. What should I do now?
We will stand by your side in the event of an impending claim and advise you on all the necessary steps.

I would like to import goods from Germany, can I apply for Hermes cover for this?
For foreign importers, cover options offer a number of advantages.
Premium calculation tool
The costs of cover for your export transaction comprise fees and premiums. The fees are charged for the costs associated with the processing of an application. As matter of principle, premiums are risk-based and account for the major part of the costs. When the premium is calculated, the horizon of risk, the country and the buyer risk but also your share in the risk (uninsured percentage) and any collateral that may exist are taken into account. Consequently, lower risks result in lower costs than high risks.
If you need further assistance with the calculation, please contact us.
Low testing effort thanks to interactive climate check tool
climate check tool. This will enable applicants from November 1, 2023, to call up the applicable requirements for a
transaction on the basis of just a few pieces of information (German version only).
Online inquiry
Is Hermes Cover available for my transaction?
With this form, you can have your export transaction assessed free of charge and without obligation.
We will support you in clarifying open points and advise you on cover options – free of charge and without obligation.

Downloads
Further supplementary applications, declarations and notifications can be found in our download area.
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