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What kind of risks do you want to cover?

I am looking for products for…

Exporters

Banks

Importers

Exporters

I am looking for cover for receivables arising from …

I see risks for the phase prior to shipment.

I have to provide contract bonds.

I am looking for additional insurance options for my export transactions.

Exporters

I am looking for cover for receivables arising from …

… one transaction with a single buyer.

… several transactions with a single buyer.

… several transactions with various buyers.

Exporters

… one transaction with a single buyer.

Supplier Credit Cover

With a Supplier Credit Guarantee, you can insure trade receivables arising from a single export transaction with short or long repayment terms.

Hermes Cover click&cover EXPORT

With the digital form of the Supplier Credit Guarantee, you can insure small-ticket transactions having a volume of up to EUR 5 million and credit periods of up to 5 years with standardised supplier credit cover, which is applied for online.

Export credit cover for service providers

With an Export Cover for Service Providers, you can cover services rendered abroad that are not linked to the supply of goods. Constructional works can be covered with a Constructional Works Guarantee.

Leasing Cover

With a Leasing Guarantee, the lessor can protect himself against the loss of amounts owing from a foreign lessee under a cross-border lease.

Exporters

… several transactions with a single buyer.

Revolving Supplier Credit Cover

With a Revolving Supplier Credit Guarantee, you, as exporter, can obtain cover for accounts receivable with credit periods of up to 24 months if you supply a single buyer with goods and/or services on a regular basis.

Exporters

… several transactions with various buyers.

Wholeturnover Policy (APG)

A Wholeturnover Policy (APG) enables you to insure accounts receivable with credit periods of up to 12 months arising from supply and service transactions with numerous customers in different countries.

Wholeturnover Policy Light (APG-light)

With a Wholeturnover Policy Light (APG-light) you, as a small or medium-sized exporter, can insure accounts receivable with credit periods of up to four months in a cost-efficient and particularly simple way.

Exporters

I see risks for the phase prior to shipment.

Manufacturing Risk Cover

Manufacturing risk cover enables German exporters to insure production costs incurred in connection with an export contract.

Exporters

I have to provide contract bonds.

Contract Bond Cover

With a Contract Bond Guarantee, exporters can protect themselves against losses due to politically occasioned or unfair calling of a bond required by a foreign buyer to ensure the exporter’s satisfactory performance of the contract.

Counter-Guarantee for exporters

A Counter Guarantee enables a German exporter to insure the claim for compensation which the guarantor who has issued a contract bond on his behalf has in the event of the contract bond being called and the guarantor paying it.

Exporters

I am looking for additional insurance options for my export transactions.

I am looking for insurance for constructional works contracts.

I see confiscation risks abroad for equipment and machinery, etc.

I am looking for support in connection with a project finance scheme.

I am looking for insurance of means of transport/transport equipment.

Exporters

I am looking for insurance for constructional works contracts.

Constructional Works Cover

With a Constructional Works Guarantee, you can insure the typical risks arising in connection with the performance of construction contracts abroad.

Exporters

I see confiscation risks abroad for equipment and machinery, etc.

Confiscation Risk Cover

Absicherung typischer Risiken bei Auslandsgeschäften, bei denen bei Grenzüberschreitung der Ware noch nicht feststeht, ob diese überhaupt oder endgültig im Ausland abgesetzt wird oder der Verkauf primär nicht beabsichtigt ist.

Exporters

I am looking for support in connection with a project finance scheme.

Project financing

Cover for major projects

Exporters

I am looking for insurance of means of transport/transport equipment.

Rail Infrastructure Financing

Zur Sicherung von Eisenbahnfinanzierungen werden Lieferantenkreditdeckungen und/oder Finanzkreditdeckungen eingesetzt. Eine Kombination mit weiteren Deckungsformen (z.B. Fabrikationsrisikodeckung, Vertragsgarantiedeckung, Avalgarantie) ist möglich.

Ship Financing

Zur Sicherung von Schiffsfinanzierungen werden Lieferantenkreditdeckungen und/oder Finanzkreditdeckungen eingesetzt. Eine Kombination mit weiteren Deckungsformen (z.B. Fabrikationsrisikodeckung, Vertragsgarantiedeckung, Avalgarantie) ist möglich.

Airbus Guarantee

An Airbus Guarantee is a guarantee on first demand covering the risk of bad debt losses . Normally, the contractual set-up of the covered export transaction consists in a leasing contract and an isolated buyer credit.

Banks

I intend to grant a loan to a foreign buyer to finance German exports.

I want to relieve my exporter’s bond facility.

I want to have leeway for the confirmation of letters of credit.

I wish to improve my refinancing facilities.

Special solutions

Banks

I intend to grant a loan to a foreign buyer to finance German exports.

… an exporter’s single transaction.

… several transactions of one exporter.

… several transactions of different exporters.

Banks

… an exporter’s single transaction.

Buyer Credit Cover

With a Buyer Credit Guarantee, the bank insures the claim for repayment of the loan amount paid to the German exporter as agreed in the loan contract signed with the foreign borrower.

Hermes Cover click&cover BANK

Hermes Cover click&cover BANK German banks can quickly and easily insure buyer credits for straightforward export transactions with a guarantee from the Federal Government to be applied for online.

Leasing Cover

With a Leasing Guarantee, the lessor can insure the receivables arising from a cross-border leasing transaction which are payable by the lessee.

Banks

… several transactions of one exporter.

Revolving Buyer Credit Cover

Cover for banks for accounts receivable with credit periods of up to 12 months (in exceptional cases up to 24 months) arising from a loan agreement on the financing of exports made in the course of the exporter’s ongoing business relationship with one specific foreign buyer.

Banks

… several transactions of different exporters.

Shopping Line Cover

With Shopping-Line-Cover several transactions of different exporters can be bundled into one or several credit tranches with uniform repayment profile. The financing bank can then obtain cover for the credit facility from the Federal Government.

Framework Credit Cover

With a Framework Credit Guarantee, a bank can insure its accounts receivable arising from individual loans granted under a general loan agreement to finance German export transactions.

Banks

I want to relieve my exporter’s bond facility.

Counter Guarantee for banks

A Counter-Guarantee enables the German exporter to insure the claim for compensation which the guarantor who has issued a contract bond on his behalf has in the event of the contract bond being called and the guarantor paying it.

Banks

I want to have leeway for the confirmation of letters of credit.

Credit Confirmation Risk Cover

With a Credit Confirmation Risk Guarantee, the bank insures itself against the risks involved in the confirmation of a letter of credit that has been issued to finance a German export transaction.

Banks

I wish to improve my refinancing facilities.

Covered Bond Guarantee

A Covered Bond Guarantee gives banks financing export transactions more flexibility when refinancing the export credits they granted in their own covered bond business (German covered bond; “Pfandbrief”).

Securitisation Guarantee (VBG-E/VBG-R)

The Securitisation Guarantee makes it easier for banks to externally refinance export credits extended under buyer credit cover or helps these banks to obtain refinancing at enhanced conditions.

Securitisation Guarantee for the KfW Refinancing Programme

The Securitisation Guarantee of the Federal Government enables banks to take part in the refinancing programme of the state KfW Group and obtain long-term refinancing with congruent maturities for transactions covered under Buyer Credit or Airbus Guarantees.

Banks

Special solutions

Means of transport

Project finance

Banks

Means of transport

Rail Infrastructure Financing

Protecting accounts receivable with supplier credit and/or buyer credit cover

Ship Financing

In order to cover ship financing schemes Supplier Credit Guarantees and/or Buyer Credit Guarantees are used. Besides, a combination with other types of cover (e.g. manufacturing risk cover, contract bond cover, Counter-Guarantees) is possible.

Airbus Guarantee

Banks

Project finance

Project financing

Insuring railway financing schemes with Supplier Credit Guarantees and/or Buyer Credit Guarantees.

Importers

Your way to buy 'Made in Germany'

How may we support your business with Germany?

Su acceso a «Made in Germany»

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Votre accès au « Made in Germany »

Comment pouvons-nous vous soutenir dans vos affaires avec Allemagne ?

Seu acesso ao "Made in Germany"

Como podemos apoiar o seu negócio com a Alemanha?

"Alman Malı" na erişiminizbuy

Almanya ile işinizi nasıl destekleyebiliriz?

Do you have questions?

+49 (0) 40/88 34-90 90

What challenges do you face?

We can offer you a solution.

Exporters

I would like to ease the pressure on my bank overdraft facility.

Let us take on some of your bank’s risk. That way you will receive sufficient credit to implement your plans.

Exporters

My customer needs finance for the products I supply.

Gain a competitive edge: Let us cover the bank’s risk exposure so that your customer can borrow money to buy your products.

Exporters

I want to protect myself from economic and political risks.

Let us shoulder the bulk of the risk. If your customer doesn’t pay you, we will.

Exporters

We are a small company – are export credit guarantees a viable option us at all?

Yes, most definitely. The vast majority of our customers are small and medium-sized enterprises, which we support with customised solutions.

Exporters

I export products that reduce carbon emissions in the buyer’s country. Am I eligible for better conditions?

With the Climate Strategy for Foreign Trade, we provide you with targeted support for exports of particularly sustainable technologies.

Exporters

I would like to know whether my export business is eligible for cover under an export credit guarantee.

Regardless of the size of the transaction, we will support you with your short-term commercial transactions, transactions on longer payment terms or your deliveries of components for major projects.

Exporters

My customer is having payment difficulties. What should I do now?

We will stand by your side in the event of an impending claim and advise you on all the necessary steps.

Importers

I would like to import goods from Germany, can I apply for Hermes cover for this?

For foreign importers, cover options offer a number of advantages.

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Preliminary check (DE)

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Premium calculation tool

How much is it likely to cost to cover your business?

Sample invoice for an export transaction

An example for the calculation

On the left, an example (DE) of the calculation of a medium-term export transaction to Indonesia with an order value of 1 million euros and a medium credit rating of the buyer, to be financed over 3 years.

If you need further assistance with the calculation, please contact us.

Premium Calculator

Get a first premium indication with the premium calculation tool by answering just four questions.
The Premium Calculator was designed for foreign importers, but also offers German exporters an initial indication. The tool is currently only available in English.

On-line inquiry

Send us the form – we will check the possibilities.

Is Hermes Cover available for my transaction?

With this form, you can have your export transaction assessed free of charge and without obligation.

We will support you in clarifying open points and advise you on cover options – free of charge and without obligation.

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Downloads

Further supplementary applications, declarations and notifications can be found in our download area.

Your contacts

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Customer Support

Do you have any questions about export finance? We will support you.