Welcome
to your financing expert for the Middle East, North Africa region
Eva Steinhaus
Competent local support for the Middle East, North Africa region
Eva Steinhaus has been working as a financing expert at the AHK United Arab Emirates based in Dubai since April 2024. Her regional focus is on the Middle East and North Africa - in particular the Gulf States and selected North African markets.
On site, she supports German exporters, their partners and local buyer companies with financing issues in international business and provides comprehensive advice on the possible uses of export credit guarantees - from securing individual receivables to structured financing for larger projects.
Through individual advice, networking events and targeted approaches to companies, she contributes to the dissemination of export credit guarantees in the region and strengthens the German-Arab business network.
Eva Steinhaus is fluent in German, English and Arabic.
Advice and protection for your successful market entry in the Middle East and North Africa region
The Federal Government's export credit guarantees - also known as Hermes Cover - are a reliable instrument for securing export transactions from Germany. They offer protection against economic and political risks, particularly in trade with countries in the Middle East and North Africa (MENA). Exporting companies thus protect themselves against payment defaults and can offer their customers attractive financing solutions at the same time. Importers also benefit: Government protection facilitates access to credit lines and creates trust with local banks.
The export credit guarantees do not work alone: in close cooperation with strong partners - such as the German Chambers of Commerce Abroad (AHKs), the Federal Ministry for Economic Affairs and Climate Protection (BMWK), Euler Hermes as mandatary as well as international development banks and institutions such as the World Bank, the European Bank for Reconstruction and Development (EBRD) or the African Development Bank - a stable network is created to support export projects.
Whether machinery, equipment or services - the Federal Government's export credit insurance creates a solid basis for long-term and successful business relations between Germany and the MENA region.
Your export opportunities in the Middle East & North Africa region
Market opportunities &
potential
""The Middle East and North Africa are characterized by a high willingness to invest, major infrastructure projects and a strong demand for sustainable technologies. Long-term opportunities are opening up here for German exporters - particularly in the energy, environmental technology, mechanical engineering and healthcare sectors. These potentials can be safely tapped with the federal government's export credit guarantees."
Trust & proximity on site
"In the MENA region, trust, personal encounters and cultural understanding are the key to business success. Decisions take time and are often made through direct exchange - be it at a meeting, a tea or a business lunch. As a local contact, I can create this closeness, bridge cultural differences and support German companies in building stable partnerships."
Financing offers as a competitive advantage
"In the MENA region, competitive financing offers are often the decisive factor. What makes us special as an export credit insurer is not only the state cover for German receivables, but also the customized financing solutions that we offer - ideally tailored to the needs of the region. With our export credit guarantees, German companies can not only provide their international partners with security, but also offer attractive payment terms and credit conditions that make the difference in the competitive environment."
Overview Country Information | Middle East & North Africa
Your way to Hermes cover
Talk to me
Do you have a question, need advice or want to send me a message?
Would you like a consultation (together with your bank) on site or via video call?
Talk to me and I will take care of your request.
I can advise you on all questions relating to export insurance
During the consultation, we discuss your specific export project in detail, clarify questions and find the right type of cover for your foreign business.
How to submit an application
It's very easy in the myAGA customer portal. Register via this link: my.agaportal.de.
I will assist you with the application process, including the cost indication, and am available to answer any questions you may have.
We check your application
The main criteria when assessing your export business for cover with an export credit guarantee are:
- The creditworthiness of the foreign customer
- The respective country risk
- The proportion of German value added
- Usual contractual terms (payment terms and term)
- Compliance with environmental, social and human rights standards
We secure your export business
After a positive check, you will receive
Before signing the contract:
- a binding, provisional commitment
And after conclusion of the contract
- the letter of acceptance (final commitment)
- the declaration of warranty (certificate of cover)
- the invoice
Which export credit guarantee suits your project?
We offer you various options for securing your receivables from export transactions or from the financing of a foreign transaction:
Downloads
With us you are always informed
You can find relevant news in the ECG Report or register directly for the newsletter with all the information on export credit guarantees. You can also find events near you in our event portal, e.g. our IHK consultant day.